207 Bruton St W
Wilson, NC 27893 • Active historic-district duplex
This is now the Wilson anchor because Crawford is pending. It has been on market a long time and the seller has already cut price materially, which gives investors room to negotiate. The listing projects about $1,600 combined rent after renovation.
The numbers that matter
| Current ask / basis | $85,900 |
| Recommended max screen | $65K-$75K |
| Value / ARV screen | $120K-$145K |
| Rehab / reserve | $35K-$50K |
| Rent screen | ~$1,600/mo combined |
| Estimated investor cash | ~$20K-$30K with rehab financing |
| Primary strategy | BRRRR / duplex hold |
| Street View / block screen | B- • established older residential block |
How I would screen the financing
Rehab bridge first, then DSCR refinance if stabilized value and loan size clear lender minimums. Published bridge programs can begin around 600-650 depending on lender; DSCR commonly begins around 620-640.
Rule: minimum FICO and maximum leverage are not assumed to occur in the same file. Property condition, experience, reserves, DSCR, state and loan amount can materially change the terms.
Block context is part of the underwriting
Public listing imagery and street-level context show an older residential block with mature trees and traditional housing stock. The Broad-Kenan Historic District context can support character, but it also means exterior work and approvals require care.
Deal-breaking diligence
- Portal data conflicts on whether the building has two units or four total units; legal configuration must be confirmed.
- Historic-district status can affect exterior renovation choices.
- No cooling reported; mechanical budget needs confirmation.
- At $85.9K ask, the BRRRR is thin unless rehab is light or seller negotiates.
Go back to the source.
The Deal Desk screen is a starting point. Verify current status, property condition, title, taxes, occupancy, legal use, rents, Street View / block context and any auction rules directly from the public source and local professionals.
“A good deal can survive conservative numbers and a street-level reality check.”Dr. Rob • Deal Desk
Want to pursue 207 Bruton St W?
Send the deal through the funding console. I will have the property, strategy, credit range, liquidity and experience in one clean packet.